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    <lastmod>2021-02-20</lastmod>
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      <image:title>Home - Invest in your relationship with yourself</image:title>
      <image:caption>We all have a tendency to put others first, but in doing so, we can sometimes neglect our relationship with ourselves. Let me be your advocate and show you a kinder, gentler way to treat the most important person in your life.</image:caption>
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      <image:title>Home - Improve your relationship with others</image:title>
      <image:caption>Be your best self, alone and with others, and cultivate deep and lasting friendships and relationships.</image:caption>
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    <lastmod>2025-10-17</lastmod>
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      <image:title>Home Page</image:title>
      <image:caption>Therapy and Counseling Life is stressful for most of us. Sometimes we feel overwhelmed with excessive worry, anxiety, depression, concerns about our family relationships, our aging parents, our spouses, and our children. Some of us have relationship problems at work. Many of us have low self-esteem or feel insecure. Many of us wish that our relationships were more gratifying. When meeting with an experienced, non-judgmental therapist, we can begin to examine our unique concerns and find solutions.</image:caption>
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    <loc>https://www.carolsilbergeld.com/contact</loc>
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    <lastmod>2025-08-15</lastmod>
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    <lastmod>2021-11-27</lastmod>
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    <loc>https://www.carolsilbergeld.com/specialties-1</loc>
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    <lastmod>2021-02-21</lastmod>
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      <image:title>Specialties - Specialties</image:title>
      <image:caption>Anxiety Bipolar disorders Depression &amp; mood disorders Divorce adjustment issues Eating disorders Grief &amp; loss Issues Individual and couple problems Marital problems Parent-child problems Relationship problems Self-esteem and self-image issues Stress</image:caption>
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    <lastmod>2021-02-20</lastmod>
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      <image:title>Pricing and Insurance</image:title>
      <image:caption>Pricing and Insurance There is no charge for the initial phone consultation and fees will be discussed at that time. Full payment is due at the time of each appointment. Payment can be made by check, Venmo or through online banking with Zelle. I do not accept credit cards. Please note that I am not an in-network provider for any insurance plans. If you wish to submit to your insurance for out-of-network coverage, I will give you an invoice with all of the information you need to obtain out-of-network reimbursement. Depending on your insurance plan, reimbursement rates generally range from 40% to 80%. If you have further insurance related questions, it is best to call your insurance company and ask about your out-of-network mental health coverage. I have a 24-hour cancellation policy. For cancellations made within 24 hours of your appointment, you will be billed for that appointment.</image:caption>
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    <lastmod>2025-05-12</lastmod>
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    <lastmod>2024-04-10</lastmod>
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    <lastmod>2024-04-10</lastmod>
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    <lastmod>2024-04-10</lastmod>
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